{"id":23845,"date":"2025-02-05T12:19:50","date_gmt":"2025-02-05T17:19:50","guid":{"rendered":"https:\/\/umaine.edu\/international\/?page_id=23845"},"modified":"2025-11-17T10:17:58","modified_gmt":"2025-11-17T15:17:58","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/umaine.edu\/international\/health-insurance\/","title":{"rendered":"International Student Health Insurance"},"content":{"rendered":"<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id23845_01b205-1f{margin-top:0px;margin-bottom:0px;}.kb-row-layout-id23845_01b205-1f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id23845_01b205-1f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id23845_01b205-1f > .kt-row-column-wrap{column-gap:60px;row-gap:var(--global-kb-gap-md, 2rem);max-width:1268px;padding-top:50px;padding-bottom:75px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id23845_01b205-1f{background-image:linear-gradient(60deg,rgb(8,46,88) 47%,rgb(65,118,161) 93%);}.kb-row-layout-id23845_01b205-1f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id23845_01b205-1f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id23845_01b205-1f > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:25px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id23845_01b205-1f alignfull kt-row-has-bg um-UMBHHeaderNoImage wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column23845_55fa08-26 > .kt-inside-inner-col,.kadence-column23845_55fa08-26 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column23845_55fa08-26 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column23845_55fa08-26 > .kt-inside-inner-col{flex-direction:column;}.kadence-column23845_55fa08-26 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column23845_55fa08-26 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column23845_55fa08-26{position:relative;}@media all and (max-width: 1024px){.kadence-column23845_55fa08-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column23845_55fa08-26 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column23845_55fa08-26\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f, .wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f[data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\"]{padding-top:0px;padding-bottom:0px;text-align:center;font-size:45px;font-weight:900;font-style:normal;font-family:stratum-1-web;text-transform:uppercase;}.wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f[data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f[data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f, .wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f[data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f, .wp-block-kadence-advancedheading.kt-adv-heading23845_5cbd0f-9f[data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\"]{padding-right:25px;padding-left:25px;text-align:center!important;}}<\/style>\n<h2 class=\"kt-adv-heading23845_5cbd0f-9f wp-block-kadence-advancedheading has-white-color has-text-color\" data-kb-block=\"kb-adv-heading23845_5cbd0f-9f\">International Student Health Insurance<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4, .wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4[data-kb-block=\"kb-adv-heading23845_e996f0-e4\"]{padding-right:135px;padding-left:135px;margin-top:0px;text-align:left;font-size:20px;line-height:32px;font-weight:400;font-style:normal;font-family:Fraunces;}.wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4[data-kb-block=\"kb-adv-heading23845_e996f0-e4\"] mark.kt-highlight{font-size:20px;line-height:32px;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4[data-kb-block=\"kb-adv-heading23845_e996f0-e4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4, .wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4[data-kb-block=\"kb-adv-heading23845_e996f0-e4\"]{padding-right:35px;padding-left:35px;text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4, .wp-block-kadence-advancedheading.kt-adv-heading23845_e996f0-e4[data-kb-block=\"kb-adv-heading23845_e996f0-e4\"]{padding-right:25px;padding-left:25px;margin-right:0px;margin-left:0px;text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading23845_e996f0-e4 wp-block-kadence-advancedheading has-white-color has-text-color\" data-kb-block=\"kb-adv-heading23845_e996f0-e4\" data-aos-duration=\"1200\" data-aos-once=\"true\">All F-1 and J-1 students and their dependents in the US are required to have health insurance.&nbsp; &nbsp;The 91爆料 offers a comprehensive benefit plan.&nbsp; We recommend that students choose this plan but students may waive the 91爆料 plan if they have an alternate plan that meets our criteria, listed below.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-23845_37648b-99 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-23845_37648b-99 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-23845_37648b-99\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\" \/><\/div><\/div>\n\n\n<style>.kb-row-layout-id23845_9cf0af-30 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id23845_9cf0af-30 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id23845_9cf0af-30 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id23845_9cf0af-30 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id23845_9cf0af-30 > .kt-row-column-wrap{padding-top:0px;padding-right:50px;padding-bottom:0px;padding-left:50px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id23845_9cf0af-30 > .kt-row-column-wrap{padding-right:25px;padding-left:25px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id23845_9cf0af-30 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column23845_cf1451-5c > .kt-inside-inner-col,.kadence-column23845_cf1451-5c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column23845_cf1451-5c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column23845_cf1451-5c > .kt-inside-inner-col{flex-direction:column;}.kadence-column23845_cf1451-5c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column23845_cf1451-5c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column23845_cf1451-5c{position:relative;}@media all and (max-width: 1024px){.kadence-column23845_cf1451-5c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column23845_cf1451-5c > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column23845_cf1451-5c\"><div class=\"kt-inside-inner-col\"><style>.kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:3px solid #082e58;border-right:3px solid #082e58;border-bottom:3px solid #082e58;border-left:3px solid #082e58;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:50px;padding-right:50px;padding-bottom:50px;padding-left:50px;min-height:375px;background:#ffffff;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li{margin-top:0px;margin-right:0px;margin-bottom:-3px;margin-left:0px;margin-right:0px;margin-left:0px;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li:last-child{margin-right:0px;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list{margin-right:-15px;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li .kt-tab-title{margin-right:15px;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{line-height:24px;font-family:stratum-1-web;font-weight:900;font-style:normal;text-transform:uppercase;border-top-width:3px;border-right-width:3px;border-bottom-width:3px;border-left-width:3px;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:24px;padding-right:24px;padding-bottom:24px;padding-left:24px;border-color:#082e58;color:#082e58;background:#ffffff;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{margin-top:0px;margin-right:0px;margin-bottom:-3px;margin-left:0px;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li .kt-tab-title:hover, .wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title:hover{border-color:#082e58;color:#ffffff;background:#082e58;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li.kt-tab-title-active .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title.kt-tab-title-active .kt-tab-title{border-color:#082e58;color:#ffffff;background:#082e58;}@media all and (max-width: 1024px){.kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:3px solid #082e58;border-right:3px solid #082e58;border-bottom:3px solid #082e58;border-left:3px solid #082e58;}}@media all and (max-width: 1024px){.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{font-size:px;}}@media all and (max-width: 767px){.kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:3px solid #082e58;border-right:3px solid #082e58;border-bottom:3px solid #082e58;border-left:3px solid #082e58;}.wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-title-list li .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id23845_a50344-52 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{font-size:px;}}<\/style>\n<div class=\"wp-block-kadence-tabs alignnone um-UMTabsBlue\"><div class=\"kt-tabs-wrap kt-tabs-id23845_a50344-52 kt-tabs-has-4-tabs kt-active-tab-1 kt-tabs-layout-tabs kt-tabs-tablet-layout-inherit kt-tabs-mobile-layout-accordion kt-tab-alignment-left kt-create-accordion\"><ul class=\"kt-tabs-title-list kb-tabs-list-columns kb-tab-title-columns-4\"><li id=\"tab-minimumrequiredlevelsofcoverage\" class=\"kt-title-item kt-title-item-1 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-active\"><a href=\"#tab-minimumrequiredlevelsofcoverage\" data-tab=\"1\" class=\"kt-tab-title kt-tab-title-1 \"><span class=\"kt-title-text\">Minimum Required Levels of Coverage<\/span><\/a><\/li><li id=\"tab-enrollinumaineplan\" class=\"kt-title-item kt-title-item-2 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-enrollinumaineplan\" data-tab=\"2\" class=\"kt-tab-title kt-tab-title-2 \"><span class=\"kt-title-text\">Enroll in 91爆料 Plan<\/span><\/a><\/li><li id=\"tab-auto-enrollmentinumaineplan\" class=\"kt-title-item kt-title-item-3 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-auto-enrollmentinumaineplan\" data-tab=\"3\" class=\"kt-tab-title kt-tab-title-3 \"><span class=\"kt-title-text\">Auto-enrollment in Umaine plan<\/span><\/a><\/li><li id=\"tab-waiveumaineinsurance\" class=\"kt-title-item kt-title-item-4 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-waiveumaineinsurance\" data-tab=\"4\" class=\"kt-tab-title kt-tab-title-4 \"><span class=\"kt-title-text\">Waive 91爆料 insurance<\/span><\/a><\/li><\/ul><div class=\"kt-tabs-content-wrap\">\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-1 kt-inner-tab6a518d-17\"><div class=\"kt-tab-inner-content-inner\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items23845_ca400e-cf:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items23845_ca400e-cf ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items23845_ca400e-cf ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items23845_ca400e-cf ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items23845_ca400e-cf ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items23845_ca400e-cf kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-23845_e5bc3a-b7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-23845_e5bc3a-b7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Medical benefit of at least $100,000 per accident or illness<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-23845_1f4dfc-6d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-23845_1f4dfc-6d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">$50,000 to cover expenses associated with medical evacuation<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-23845_4ea19b-e5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-23845_4ea19b-e5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">$25,000 for the repatriation of remains<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-23845_43a071-75 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-23845_43a071-75\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">The deductible cannot exceed $500 per accident or illness<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-2 kt-inner-tab457ab3-9c\"><div class=\"kt-tab-inner-content-inner\">\n<p>To enroll in your health plan, log in with your 91爆料 login information. You must be enrolled in classes before logging in.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns23845_5508fd-ba{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns23845_5508fd-ba .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns23845_5508fd-ba\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button{color:#ffffff;background:#003263;border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;box-shadow:1px 1px 2px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:focus{color:#ffffff;background:#0a6689;border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button{border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:focus{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button{border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_0d6c11-14.kb-button:focus{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn23845_0d6c11-14 kt-btn-size-standard kt-btn-width-type-full kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/go.gallagherstudent.com\/Universities\/University%20of%20Maine%20System\/Home#\"><span class=\"kt-btn-inner-text\">Enroll Now<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-3 kt-inner-tabb33f3c-fc\"><div class=\"kt-tab-inner-content-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44, .wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44[data-kb-block=\"kb-adv-heading23845_cc61d3-44\"]{font-size:18px;font-weight:400;font-style:normal;font-family:forma-djr-micro;}.wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44[data-kb-block=\"kb-adv-heading23845_cc61d3-44\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_cc61d3-44[data-kb-block=\"kb-adv-heading23845_cc61d3-44\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading23845_cc61d3-44 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_cc61d3-44\">If you do not request a waiver by the deadline&nbsp; you will be automatically enrolled in the 91爆料 plan. The charge will be added to your bill and you will be expected to pay.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-4 kt-inner-tab2b5d68-a4\"><div class=\"kt-tab-inner-content-inner\">\n<p>You must complete the waiver request form which includes information about your alternate plan before the deadline (<strong>Fall arrivals:<\/strong>&nbsp;<strong>September 15; Spring arrivals: January 31<\/strong>).&nbsp; No waiver requests will be accepted <strong>after<\/strong> the deadline.&nbsp;&nbsp;<strong>If you miss this deadline you will be charged for the 91爆料 plan.<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns23845_665451-6e{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns23845_665451-6e .kt-button{font-weight:normal;font-style:normal;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns23845_665451-6e\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button{color:#ffffff;background:#003263;border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;box-shadow:1px 1px 2px 0px rgba(0, 0, 0, 0.2);}.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:focus{color:#ffffff;background:#0a6689;border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button{border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;}}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:focus{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button{border-top-color:#0a6689;border-top-style:solid;border-right-color:#0a6689;border-right-style:solid;border-bottom-color:#0a6689;border-bottom-style:solid;border-left-color:#0a6689;border-left-style:solid;}.wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:hover, .wp-block-kadence-advancedbtn .kb-btn23845_18abd6-6f.kb-button:focus{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}<\/style><a class=\"kb-button kt-button button kb-btn23845_18abd6-6f kt-btn-size-standard kt-btn-width-type-full kb-btn-global-outline  kt-btn-has-text-true kt-btn-has-svg-false  wp-block-kadence-singlebtn\" href=\"https:\/\/go.gallagherstudent.com\/Universities\/University%20of%20Maine%20System\/Home#\"><span class=\"kt-btn-inner-text\">Waive Health Insurance Plan<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-md, 2rem);max-width:1268px;padding-top:75px;padding-bottom:75px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id23845_9873db-38{background-image:linear-gradient(235deg,rgb(8,46,88) 0%,rgb(65,118,161) 100%);}.kb-row-layout-id23845_9873db-38 > .kt-row-layout-overlay{opacity:0.30;}.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep{height:250px;}.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep svg{width:125%;}.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep svg{fill:#ffffff!important;}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap{padding-right:50px;padding-left:50px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:2;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:1;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:12;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:11;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:22;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:21;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:32;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:31;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap{padding-right:25px;padding-left:25px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:2;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:1;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:12;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:11;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:22;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:21;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:32;}.kb-row-layout-id23845_9873db-38 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:31;}.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep{height:px;}.kb-row-layout-id23845_9873db-38 .kt-row-layout-bottom-sep svg{width:%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id23845_9873db-38 alignfull kt-row-has-bg um-UMBHFeatureLeftTextWithImage wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{display:flex;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{padding-top:25px;padding-right:65px;padding-bottom:25px;padding-left:65px;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col,.kadence-column23845_ca51fd-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:35px;border-bottom-right-radius:0px;border-bottom-left-radius:35px;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column23845_ca51fd-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{background-color:#ffffff;}.kadence-column23845_ca51fd-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column23845_ca51fd-cf{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column23845_ca51fd-cf{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{padding-right:35px;padding-left:35px;flex-direction:column;justify-content:center;align-items:center;}.kt-row-column-wrap > .kadence-column23845_ca51fd-cf{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_ca51fd-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column23845_ca51fd-cf\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a, .wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a[data-kb-block=\"kb-adv-heading23845_135136-0a\"]{margin-right:-10px;text-align:left;font-size:32px;font-weight:900;font-style:normal;font-family:stratum-1-web;text-transform:uppercase;color:#082e58;}.wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a[data-kb-block=\"kb-adv-heading23845_135136-0a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a[data-kb-block=\"kb-adv-heading23845_135136-0a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a, .wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a[data-kb-block=\"kb-adv-heading23845_135136-0a\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a, .wp-block-kadence-advancedheading.kt-adv-heading23845_135136-0a[data-kb-block=\"kb-adv-heading23845_135136-0a\"]{text-align:center!important;}}<\/style>\n<h2 class=\"kt-adv-heading23845_135136-0a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_135136-0a\">Cost of 91爆料 Insurance Plan for 2025-2026 academic Year (subject to change)<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5, .wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5[data-kb-block=\"kb-adv-heading23845_9d970a-d5\"]{margin-top:0px;margin-bottom:10px;text-align:left;font-size:20px;font-weight:400;font-style:normal;font-family:forma-djr-micro;color:#082e58;}.wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5[data-kb-block=\"kb-adv-heading23845_9d970a-d5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5[data-kb-block=\"kb-adv-heading23845_9d970a-d5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5, .wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5[data-kb-block=\"kb-adv-heading23845_9d970a-d5\"]{text-align:center!important;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5, .wp-block-kadence-advancedheading.kt-adv-heading23845_9d970a-d5[data-kb-block=\"kb-adv-heading23845_9d970a-d5\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading23845_9d970a-d5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_9d970a-d5\"><em>Benefits and rates are subject to state and federal requirements and Maine state approval. Company reserves the right to make any changes necessary to meet such requirements.<\/em><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column23845_f041cd-44 > .kt-inside-inner-col{display:flex;}.kadence-column23845_f041cd-44 > .kt-inside-inner-col,.kadence-column23845_f041cd-44 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column23845_f041cd-44 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column23845_f041cd-44 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column23845_f041cd-44 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column23845_f041cd-44{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column23845_f041cd-44 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column23845_f041cd-44{position:relative;}@media all and (max-width: 1024px){.kadence-column23845_f041cd-44 > .kt-inside-inner-col{padding-right:100px;padding-left:100px;flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column23845_f041cd-44{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column23845_f041cd-44 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}.kt-row-column-wrap > .kadence-column23845_f041cd-44{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column23845_f041cd-44 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column23845_f041cd-44\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-table\"><table class=\"has-white-background-color has-background\"><thead><tr><th>Coverage Plan<\/th><th>Cost<\/th><th>Effective Dates<\/th><\/tr><\/thead><tbody><tr><td>Annual (12 Months)<\/td><td>$3,286<\/td><td>August 1 &#8211; July 31<\/td><\/tr><tr><td>Fall Semester (5 months)<\/td><td>$1,377<\/td><td>August 1 &#8211; December 31<\/td><\/tr><tr><td>Spring Semester (7 months)<\/td><td>$1,909<\/td><td>January 1 &#8211; July 31<\/td><\/tr><tr><td>Summer (2 months)<\/td><td>$549<\/td><td>June 1 &#8211; July 31<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-23845_90e7da-b6 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-23845_90e7da-b6 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-23845_90e7da-b6\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\" \/><\/div><\/div>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id23845_e6e931-f6 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id23845_e6e931-f6 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id23845_e6e931-f6 .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id23845_e6e931-f6 .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd, .wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd[data-kb-block=\"kb-adv-heading23845_10bd1a-bd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd[data-kb-block=\"kb-adv-heading23845_10bd1a-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_10bd1a-bd[data-kb-block=\"kb-adv-heading23845_10bd1a-bd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_10bd1a-bd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_10bd1a-bd\"><strong>What if I need to use my insurance, but have not gotten my ID card?<\/strong><\/h3>\n\n\n\n<p>You should enroll in the insurance plan as soon as possible. For current students, insurance ID cards are available immediately upon enrollment through the student account (the only exception is if you are enrolling for the first time. Then you will need to create your student account and your cards will be available within 24 to 48 hours). If you encounter any issues or need your card information urgently, please contact our office and we can help you expedite the process.&nbsp;<\/p>\n\n\n\n<p>Some doctor\u2019s offices offer delayed billing. This means that you can visit the doctor and then pay the bill at a later time. When your proof of insurance cards arrive you can bring them to the doctor\u2019s office and they will remove any charges that are covered by the insurance plan. &nbsp;<strong>Be sure to discuss your situation with someone in the doctor\u2019s office before your visit<\/strong>. In some offices delayed billing is not available. In those cases, you must pay the full price for your visit. After you receive your proof of insurance cards, you can work with the insurance company to be reimbursed for the amount that should have been covered by the insurance plan.<\/p>\n\n\n\n<p>If you need prescriptions you will have to pay the full price of the prescription. Then, after you receive your proof of insurance cards, you can work with the insurance company to be reimbursed for the amount that should have been covered by the insurance plan.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07, .wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07[data-kb-block=\"kb-adv-heading23845_5a93b3-07\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07[data-kb-block=\"kb-adv-heading23845_5a93b3-07\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_5a93b3-07[data-kb-block=\"kb-adv-heading23845_5a93b3-07\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_5a93b3-07 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_5a93b3-07\"><strong><strong>Why do I need to have health insurance?<\/strong><\/strong><\/h3>\n\n\n\n<p>American health care is very expensive and you must have appropriate insurance coverage.&nbsp;If you fail to obtain health insurance to cover your medical costs you will be responsible for paying your medical bills in full. &nbsp;Even simple medical procedures can amount to thousands of dollars.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81, .wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81[data-kb-block=\"kb-adv-heading23845_fbdf9d-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81[data-kb-block=\"kb-adv-heading23845_fbdf9d-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_fbdf9d-81[data-kb-block=\"kb-adv-heading23845_fbdf9d-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_fbdf9d-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_fbdf9d-81\"><strong><strong><strong>Are exchange students required to have health insurance? And what is the process?<\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p>Yes. The US Government requires all exchange students to have minimum levels of coverage during their stay in the US. These requirements are listed above. All exchange students are enrolled automatically in the 91爆料 International Insurance Plan for the full academic year. If you are an exchange student for only one semester at 91爆料, you can adjust the dates of your 91爆料 insurance coverage by submitting the Request for Coverage Form link at the top of this page.&nbsp; Yearlong exchange students must have health insurance for the full year. If you have any questions, please contact our office.&nbsp;<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23, .wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23[data-kb-block=\"kb-adv-heading23845_707e9b-23\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23[data-kb-block=\"kb-adv-heading23845_707e9b-23\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_707e9b-23[data-kb-block=\"kb-adv-heading23845_707e9b-23\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_707e9b-23 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_707e9b-23\"><strong><strong><strong><strong>What if I have my own insurance?<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p>Any alternate insurance plan must meet at least the Required Levels of Coverage listed above and the plan must be valid for the entire time that you will study at 91爆料. Please remember that you get what you pay for. Be sure to read the entire plan before choosing it. It may not cover important items that you may need such as ambulance services.<\/p>\n\n\n\n<p>Anyone wishing to use an alternate insurance plan should fill out the Insurance Waiver through the insurance website (link provided above). If the request is approved, the charge for the health insurance plan will be removed within a few days.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b, .wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b[data-kb-block=\"kb-adv-heading23845_d65f4d-3b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b[data-kb-block=\"kb-adv-heading23845_d65f4d-3b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_d65f4d-3b[data-kb-block=\"kb-adv-heading23845_d65f4d-3b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_d65f4d-3b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_d65f4d-3b\"><strong><strong><strong><strong><strong>Can I have health insurance for only one semester?<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p>Only exchange students enrolling at 91爆料&nbsp;for&nbsp;one&nbsp;semester or students graduating in December can have health insurance coverage for less than one year. All other international students must have health insurance for the full year.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25, .wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25[data-kb-block=\"kb-adv-heading23845_50c82f-25\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25[data-kb-block=\"kb-adv-heading23845_50c82f-25\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading23845_50c82f-25[data-kb-block=\"kb-adv-heading23845_50c82f-25\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading23845_50c82f-25 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading23845_50c82f-25\"><strong><strong><strong><strong><strong><strong>How do I know if my plan meets the minimum coverage levels?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p>Since the Office of International Programs does not employ anyone who specializes in insurance we are unable to assist in reviewing and approving insurance plans. Any questions should be directed to the insurance company that administers the plan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>International Student Health Insurance All F-1 and J-1 students and their dependents in the US are required to have health insurance.&nbsp; &nbsp;The 91爆料 offers a comprehensive benefit plan.&nbsp; We recommend that students choose this plan but students may waive the 91爆料 plan if they have an alternate plan that meets our criteria, listed [&hellip;]<\/p>\n","protected":false},"author":1913,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-23845","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"ssoler","author_link":"https:\/\/umaine.edu\/international\/author\/ssoler\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/pages\/23845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/users\/1913"}],"replies":[{"embeddable":true,"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/comments?post=23845"}],"version-history":[{"count":7,"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/pages\/23845\/revisions"}],"predecessor-version":[{"id":25372,"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/pages\/23845\/revisions\/25372"}],"wp:attachment":[{"href":"https:\/\/umaine.edu\/international\/wp-json\/wp\/v2\/media?parent=23845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}